Terms & Conditions
By using the Website you are fully accepting the terms, conditions and disclaimers contained in this notice. If you do not accept these Terms and Conditions you must immediately stop using the Website. Your access to and use of this site (“the Website”) is subject to agreement of these Terms and Conditions. You will not use the Website for any purpose that is unlawful or prohibited by these Terms and Conditions.
CHANGES TO WEBSITE
We reserve the right to:
- change these Terms and Conditions at any time without prior notice, and your continued use of the Website following any changes shall be deemed to be your agreement of any changes.
- change or remove (temporarily or permanently) the Website or any part of it without prior notice and you confirm that we shall not be liable to you for any such change or removal
Parrotloans.co.uk are not a credit broker and therefore, we will not provide finance directly to you. Our service is such that upon completion of your application form, we will introduce you to Monevo’s panel of lenders who may be able to assist with your application for finance. By submitting an application you will be giving your consent for them to match your application with one of the Lenders or Providers on their lender panel. It is important to understand that We will only forward your application to a Lender or Finance Provider that has looked at Your application and accepted it as one they believe there is a good chance they can provide a loan or relevant services to You.
LINKS TO THIRD PARTY WEBSITES
The Website may include links to third party websites which are controlled and maintained by others. Any link to other websites available is not an endorsement of such websites and you acknowledge and agree that we are not responsible for the content or availability of any such sites.
INTELLECTUAL PROPERTY RIGHTS
In using the Website you agree that you will access the content solely for your personal, non-business related use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written consent of the site owner. This excludes the downloading, copying and/or printing of pages of the Website for personal, non-business related home use only.
All intellectual property rights, copyright or trademarks used in the Website and its content including without limitation the design, text, graphics and all software and source codes connected with the Website are owned by Parrotloans.co.uk
We cannot guarantee that the Lender or Finance Provider who accepts your application will authorise to fund your application for finance. This could be due to a number of reasons such as technology problem issues or because information provided during the application is incorrect. We will not be liable for any loss that you may incur by using this site unless we have not acted in accordance with these Terms and Conditions, been negligent or otherwise required by UK law. In the event that You do not use this website in accordance with these terms and conditions or we are made aware that you are using this form fraudulently, We, reserve the right to claim from you any reasonable costs that we may incur in taking action to stop you using the form and recover any monies owed as a result of Your activities.
PRIVACY AND COOKIES
Use of the Website is also governed by our Cookies policy which is incorporated into these terms and conditions..
If you wish to opt-out of our placing cookies on your computer, please adjust your internet browser’s settings to restrict cookies as detailed in your internet browser’s help menu. You may also wish to delete cookies which have already been placed. For instructions on how to do this, please consult your internet browser’s help menu.
You agree to indemnify and hold Us and our employees and agents innocent from and against all liabilities, legal costs, losses and other expenses in relation to any claims or actions brought against US arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this Website.
If any of these Terms and Conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term or Condition shall be severed and the remaining Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.
These Terms and Conditions shall be governed by and construed in accordance with the law of England and Wales and you hereby submit to the exclusive jurisdiction of the English courts.
COMPLAINTS About Our Website
We try our hardest to make every effort to ensure that the service you receive from this website is excellent; however, we understand that sometimes things may not fully work to your expectations. If you would like to make a complaint about the functionality of this website, please email us your concerns to email@example.com or alternatively you can send your complaint in writing to Parrot loans, 12 Culm Close, Bideford, Devon, EX39 4AX.
We will aim to answer your complaint as soon as possible but sometimes it could take a little longer to carry out our investigations and in these instances, we will issue our final response within eight weeks from when your first complained to us.
If your complaint is about anything other than the functionality of the website such as the lender matching process and service provided by Monevo, please refer to the Complaints Procedure
Financial Ombudsman Service (FOS)
If you want the FOS to consider your complaint, you must send your complaint to them within 6 months of the date of our final response. Their contact details are: Financial Ombudsman Service Exchange Tower London E14 9SR
Telephone: 0300 1239 123. Email: firstname.lastname@example.org Information regarding the service can be found on the Financial Ombudsman website: http://www.financial-ombudsman.org.uk/publications/consumer-leaflet.htm
INFORMATION ABOUT US
Parrotloans.co.uk is a registered trading name of Hellcat Media Limited which is an Introducer Appointed Representative of Quint Group Limited, and is entered on the Financial Services Register under reference number 729043. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Hellcat Media Limited is registered in England and Wales (Company number 08151185), Registered office; 12 Culm Close, Bideford, Devon, EX39 4AX.